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16px;position:absolute;top:8px;left:-999px}.skip:focus{left:8px}.wrap,.wrap-wide{width:min(1180px,100% - 48px);margin-inline:auto}.narrow{width:min(760px,100% - 48px);margin-inline:auto}.muted{color:var(--muted)}.small{font-size:.9rem}.kicker{font-family:var(--body);letter-spacing:.18em;text-transform:uppercase;color:var(--gold-d);align-items:center;gap:12px;margin:0 0 14px;font-size:.82rem;font-weight:600;line-height:1.3;display:flex}.kicker:before{content:"";background:var(--gold-d);flex:none;width:28px;height:1px}.hl{color:var(--accent);font-style:italic}.hp{width:1px;height:1px;left:-10000px;overflow:hidden;position:absolute!important}.rule{background:var(--gold);border:0;height:1px;margin:0}.btn{border-radius:var(--r);min-height:50px;font:500 .98rem/1.2 var(--body);letter-spacing:.06em;text-transform:uppercase;border:1px solid var(--burg);cursor:pointer;justify-content:center;align-items:center;gap:10px;padding:12px 28px;text-decoration:none;transition:background .2s,color 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b{color:var(--burg);font-weight:600}.mast-main{justify-items:center;padding:20px 0 0;display:grid}.brand{color:var(--burg);font-family:var(--display);letter-spacing:.005em;align-items:center;gap:14px;min-height:44px;font-size:2.2rem;line-height:1;text-decoration:none;display:inline-flex}.brand b{color:var(--accent);font-style:italic;font-weight:400}.brand svg{flex:none}.mast nav{border-top:1px solid var(--gold);border-bottom:1px solid var(--gold);width:100%;margin-top:16px;position:relative}.mast nav:before{content:"";background:var(--gold-l);height:1px;position:absolute;top:3px;left:0;right:0}.nav{flex-wrap:wrap;justify-content:center;align-items:center;gap:6px 30px;margin:0;padding:0;list-style:none;display:flex}.nav a{min-height:52px;color:var(--burg);letter-spacing:.1em;text-transform:uppercase;border-bottom:2px solid #0000;align-items:center;padding:8px 4px;font-size:.92rem;font-weight:500;text-decoration:none;display:inline-flex}.nav a:hover{border-bottom-color:var(--gold);color:var(--burg)}.nav a[aria-current=page]{border-bottom-color:var(--burg)}.nav .nav-cta a{background:var(--burg);min-height:44px;color:var(--gold-l);border:1px solid var(--burg);box-shadow:inset 0 0 0 2px var(--burg), inset 0 0 0 3px var(--gold);padding:8px 22px}.nav .nav-cta a:hover{background:var(--burg-2);color:#fff}.menu-btn{border:1px solid var(--burg);background:var(--card);cursor:pointer;border-radius:var(--r);justify-content:center;align-items:center;width:48px;height:48px;display:none}.menu-ico{gap:6px;width:22px;display:grid}.menu-ico span{background:var(--burg);height:1.5px;transition:transform .2s,opacity .2s;display:block}.menu-open .menu-ico span:first-child{transform:translateY(7.5px)rotate(45deg)}.menu-open .menu-ico span:nth-child(2){opacity:0}.menu-open .menu-ico span:nth-child(3){transform:translateY(-7.5px)rotate(-45deg)}.breadcrumb ol{color:var(--muted);flex-wrap:wrap;align-items:center;gap:0 10px;margin:0 0 14px;padding:0;font-size:.9rem;list-style:none;display:flex}.breadcrumb li+li:before{content:"·";color:var(--gold-d);margin-right:10px}.breadcrumb a{color:var(--muted);align-items:center;min-height:44px;padding:0 2px;display:inline-flex}.card{background:var(--card);border:1px solid var(--gold);box-shadow:inset 0 0 0 6px var(--card), inset 0 0 0 7px var(--line);padding:30px}.callout{border:1px solid var(--line);border-left:3px solid var(--gold-d);background:var(--card);margin:28px 0;padding:20px 26px}.callout.risk{background:var(--risk-bg);border-color:var(--risk-line);border-left:3px solid var(--burg);color:var(--risk-ink)}.callout.risk strong:first-child{font-family:var(--display);font-size:1.2rem;font-weight:400}.callout.tip{background:var(--accent-soft)}.callout>:last-child{margin-bottom:0}.callout a{color:var(--burg)}.prose{min-width:0;font-size:1.0625rem}.prose>p:first-child:first-letter{font-family:var(--display);float:left;color:var(--burg);padding:.06em .12em 0 0;font-size:4.3rem;line-height:.82}.prose h2{border-top:1px solid var(--gold);margin-top:2.1em;padding-top:.9em;position:relative}.prose h2:before{content:"";background:var(--gold-l);width:64px;height:1px;position:absolute;top:3px;left:0}.prose>h2:first-child{margin-top:0}.prose h3{color:var(--accent);margin-top:1.7em}.prose ul,.prose ol{margin:0 0 1.1em;padding-left:1.3em}.prose li{margin-bottom:.5em}.prose li::marker{color:var(--gold-d)}.prose strong{color:var(--burg);font-weight:600}.prose table{border-collapse:collapse;background:var(--card);border-top:2px solid var(--burg);border-bottom:1px solid var(--gold);-webkit-overflow-scrolling:touch;font-variant-numeric:tabular-nums;max-width:100%;margin:1.8em 0;font-size:.96rem;display:block;overflow-x:auto}.prose th,.prose td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;min-width:120px;padding:12px 16px}.prose th{background:var(--burg);color:var(--gold-l);letter-spacing:.08em;text-transform:uppercase;border-bottom:1px solid var(--gold);font-size:.88rem;font-weight:500}.prose tbody tr:nth-child(2n) td{background:var(--bg)}.prose blockquote{border-top:1px solid var(--gold);font-family:var(--display);color:var(--burg);margin:2em 0;padding:26px 8px 8px 56px;font-size:1.35rem;font-style:italic;line-height:1.4;position:relative}.prose blockquote:before{content:"“";color:var(--gold);font-size:5rem;font-style:normal;line-height:1;position:absolute;top:6px;left:0}.prose blockquote p:last-child{margin-bottom:0}.prose blockquote strong{color:var(--accent);font-weight:400}@media (width>=768px){.prose table{width:100%;display:table}}.faq h2{margin-bottom:.6em}.faq details{border-top:1px solid var(--line)}.faq details:last-of-type{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-family:var(--display);color:var(--burg);align-items:center;gap:16px;min-height:56px;padding:14px 0;font-size:1.2rem;line-height:1.25;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:before{content:"+";border:1px solid var(--gold-d);width:30px;height:30px;color:var(--gold-d);font-family:var(--body);border-radius:50%;flex:none;place-items:center;font-size:1.2rem;line-height:1;display:inline-grid}.faq details[open] summary:before{content:"–";background:var(--burg);color:var(--gold-l);border-color:var(--burg)}.faq details p{margin:0;padding:0 0 18px 46px}.footer{background:var(--burg) var(--stone);color:var(--gold-l);border-top:3px double var(--gold);margin-top:90px;padding:56px 0 28px}.footer a{color:#fff;text-decoration-color:#ebd9b466}.footer a:hover{color:var(--gold)}.footer-head{text-align:center;justify-items:center;gap:14px;padding-bottom:34px;display:grid}.footer-head p{color:#e4d3ae;max-width:62ch;margin:0}.footer .brand,.footer .brand b{color:#fff}.footer .brand b{color:var(--gold)}.footer-grid{border-top:1px solid var(--gold);grid-template-columns:repeat(3,1fr);display:grid}.footer-grid>div{padding:28px 28px 8px}.footer-grid>div+div{border-left:1px solid #c9a96166}.footer ul{margin:0;padding:0;list-style:none}.footer li a{align-items:center;min-height:44px;display:inline-flex}.foot-title{font-family:var(--display);color:var(--gold);margin:0 0 6px;font-size:1.3rem}.foot-risk{color:#e4d3ae;box-shadow:inset 0 0 0 4px var(--burg), inset 0 0 0 5px #c9a9614d;border:1px solid #c9a9618c;margin:24px 0 0;padding:18px 24px;font-size:.92rem}.foot-risk strong{color:#fff}.foot-bottom{text-align:center;color:#d8c79f;border-top:1px solid #c9a96166;flex-wrap:wrap;justify-content:center;gap:6px 28px;margin-top:26px;padding-top:20px;font-size:.88rem;display:flex}.mbar{display:none}.field{align-content:start;gap:6px;display:grid}label{color:var(--burg);font-size:.95rem;font-weight:500}input,select,textarea{font:inherit;border:1px solid var(--field-line);border-radius:var(--r);width:100%;color:var(--ink);background:#fff;min-height:48px;padding:12px 14px;font-size:1rem}input:focus,select:focus,textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--burg)}.req{color:var(--err)}@media (width<=900px){html{scroll-padding-top:80px}.mast{border-bottom:1px solid var(--gold);position:sticky;top:0}.mast-top{display:none}.mast-main{justify-content:space-between;align-items:center;gap:16px;min-height:68px;padding:8px 0;display:flex}.brand{gap:10px;font-size:1.55rem}.menu-btn{display:inline-flex}.menu-btn[hidden],html:not(.js) .menu-btn{display:none}.mast nav{border:0;width:auto;margin:0}.mast nav:before{display:none}.js #site-nav{background:var(--bg);border-bottom:3px double var(--gold);max-height:calc(100dvh - 68px);padding:8px 24px 22px;display:none;position:absolute;top:100%;left:0;right:0;overflow-y:auto}.js.menu-open #site-nav{display:block}html.menu-open,html.menu-open 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